HOME & PROPERTY
Mortgage and property calculators
Free UK mortgage and property calculators for repayments, affordability, overpayments, stamp duty, buy-to-let, home equity and secured loans.
46 tools to exploreCHOOSE YOUR STARTING POINT
Mortgage calculatorEssentialMortgage calculator for the UK: monthly payments, total interest and total cost from the property price, deposit, rate and term, repayment or interest-only.Stamp duty calculatorStamp duty calculator for the UK: SDLT in England and Northern Ireland, LBTT in Scotland and LTT in Wales, for first-time buyers, movers and additional homes.Mortgage overpayment calculatorMortgage overpayment calculator for the UK: see how much interest and time you save with regular overpayments or a lump sum.Buy-to-let mortgage calculatorBuy-to-let mortgage calculator for the UK: monthly payments on interest-only or repayment, total interest and total cost for a rental property.Mortgage affordability calculatorMortgage affordability calculator for the UK: estimate how much you could borrow from your income, the price you could afford and the monthly payment.Mortgage interest calculatorMortgage interest calculator for the UK: see how much interest you'll pay over the term, in the first year, and how the rate and term change it.Commercial mortgage calculatorCommercial mortgage calculator: monthly payments, interest and total cost for a business property, on a repayment or interest-only basis.Home equity loan calculatorEquity calculator: work out the monthly repayment, interest and total cost of borrowing against the equity in your home.Equity release compound interest calculatorEquity release compound interest calculator for the UK: see how a lifetime mortgage balance rolls up with compound interest when no repayments are made.Let-to-buy mortgage calculatorLet-to-buy mortgage calculator for the UK: monthly payments when you let your current home and buy another, interest-only or repayment.Mortgage eligibility calculatorMortgage eligibility calculator for the UK: estimate the mortgage you could get from your income and deposit, and what lenders check.Second mortgage calculatorSecond mortgage calculator for the UK: monthly repayments, interest and total cost of a second charge loan secured on your home.Holiday let mortgage calculatorHoliday let mortgage calculator: monthly payments, interest and total cost for a holiday rental property, on an interest-only or repayment basis.Home improvement loan calculatorHome improvement loan calculator: monthly repayments, interest and total cost of borrowing for renovations, for any amount, rate and term.Second charge mortgage calculatorSecond charge mortgage calculator for the UK: work out the monthly repayment, total interest and total cost of a loan secured on your home.Homeowner loan calculatorHomeowner loan calculator for the UK: monthly repayments, interest and total cost of a loan secured on your home.Land loan mortgage calculatorLand loan calculator: work out monthly repayments, interest and total cost of a mortgage to buy land or a building plot.Mobile home loan calculatorMobile home loan calculator: work out monthly payments, interest and total cost of financing a mobile or park home from its price, deposit, rate and term.Home loan lump sum calculatorMortgage lump sum calculator for the UK: see how much interest and time a one-off mortgage overpayment saves, from your balance, rate and term.Agricultural mortgage loan calculatorAgricultural mortgage calculator: monthly payments, interest and total cost of a mortgage to buy farmland or a farm, from the price and deposit.Home loan rate calculatorMortgage rate calculator for the UK: work out the true rate on a home loan from the amount, fees, monthly payment and term.Secured loan against property calculatorSecured loan against property calculator: work out the monthly repayment, interest and total cost of borrowing secured on a property you own.Commercial property loan eligibility calculatorCommercial property loan eligibility calculator: estimate the maximum commercial mortgage from the property value and a loan-to-value limit.Equity loan interest calculatorEquity loan interest calculator: see how much interest a loan secured on your home's equity will cost, and how the term changes it.Loan against property interest rate calculatorLoan against property interest calculator: see the total interest, first-year interest and monthly payment on borrowing secured against property.Joint home loan eligibility calculatorJoint mortgage calculator for the UK: estimate how much two applicants could borrow together from both incomes and your deposit.Home loan calculator with insuranceHome loan calculator with insurance for the UK: monthly mortgage payment plus your insurance premium, and the total cost over the term.Bed and breakfast loan calculatorBed and breakfast loan calculator: monthly payments, interest and total cost of a mortgage to buy a B&B or guest house.Commercial property loan interest rate calculatorCommercial property loan interest calculator: total interest on a commercial mortgage, repayment or interest-only, at the rate you're offered.Equity loan payoff calculatorEquity loan payoff calculator: see how much interest and time you save by overpaying a home equity loan each month.Home equity borrowing calculatorHow much equity can I borrow calculator: estimate the extra you could borrow against your home from its value, your mortgage and a loan-to-value limit.Land loan eligibility calculatorLand loan eligibility calculator: estimate how much you could borrow to buy land or a plot from its value and a loan-to-value limit.Home loan compound interest calculatorCompound interest calculator for a UK home loan: see how a mortgage balance grows with compound interest if repayments stop or are paused.Self-employed home loan calculatorSelf-employed mortgage calculator for the UK: estimate how much you could borrow from your average profits, and the monthly payment.BTL loan to rental income calculatorBuy-to-let rental income calculator for the UK: estimate the maximum BTL mortgage from the rent, interest cover ratio and stress-test rate.Home renovation loan interest rate calculatorHome renovation loan interest calculator: compare the interest on a short loan with adding the cost to a long mortgage term.Home renovation loan eligibility calculatorHome renovation loan eligibility calculator: estimate how much you could borrow for home improvements from an affordable monthly payment.Home equity loan APR calculatorHome equity loan APR calculator: work out the true annual rate of a loan secured on your home from the amount, fees, monthly payment and term.Home equity loan value calculatorHome equity loan value calculator: work out your equity and how much you could borrow against it at a loan-to-value limit.Home equity loan eligibility calculatorHome equity loan eligibility calculator: estimate the loan you could repay from an affordable monthly payment when borrowing against your home.Land loan payoff calculatorLand loan payoff calculator: see how extra monthly payments shorten a land or plot loan and how much interest they save.Agriculture land loan interest rate calculatorAgricultural land loan interest calculator: total interest on a loan to buy farmland, and how a shorter term reduces it.Home loan borrowing calculator with depositHome loan borrowing calculator with deposit for the UK: see how your deposit and income combine into the property price you could afford.Home loan effective interest rate calculatorMortgage effective interest rate calculator for the UK: see the effective annual rate including compounding and fees.Construction loan affordability calculatorConstruction loan affordability calculator: estimate how much a self-build or construction mortgage payment could support.Construction loan approval calculatorConstruction loan approval calculator: estimate the maximum self-build loan from the land and build value and a loan-to-value limit.
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IN THIS COLLECTION
Planned mortgage and property calculators
Calculators we're building next in this category.
- 01Rent vs buy calculatorPlanned
- 02Remortgage calculatorPlanned
- 03Interest only mortgage calculatorPlanned
- 04Lbtt calculatorPlanned
- 05Equity release calculatorPlanned
- 06House value calculator by postcodePlanned
- 07Land registry fee calculatorPlanned
- 08Lease extension calculatorPlanned
- 09Rental yield calculatorPlanned
- 10Stamp duty calculator walesPlanned
- 11Rent affordability calculatorPlanned
- 12Shared ownership calculatorPlanned
- 13Commercial stamp duty calculatorPlanned
- 14Mortgage early repayment calculatorPlanned
- 15Second home stamp duty calculatorPlanned
- 16First time buyer mortgage calculatorPlanned
- 17Simple mortgage calculatorPlanned
- 18Planning portal fee calculatorPlanned
- 19Offset mortgage calculatorPlanned
- 20Rent calculatorPlanned
- 21Self employed mortgage calculatorPlanned
- 22Mortgage deposit calculatorPlanned
- 23Mortgage comparison calculatorPlanned
- 24Self build mortgage calculatorPlanned
- 25Bad credit mortgage calculatorPlanned
- 26Conveyancing fees calculatorPlanned
- 27House survey cost calculatorPlanned
- 28Joint mortgage calculatorPlanned
- 29Mortgage balance calculatorPlanned
- 30Moving house mortgage calculatorPlanned
- 31Second home mortgage calculatorPlanned
- 32Interest only lifetime mortgage calculatorPlanned
- 33Buy to rent mortgage calculatorPlanned
- 34Estate agent fees calculator ukPlanned
- 35Freehold purchase calculatorPlanned
- 36Guarantor mortgage calculatorPlanned
- 37Part exchange house calculatorPlanned
- 38Equity release interest calculatorPlanned
- 39Right to buy calculatorPlanned
- 40Shared ownership affordability calculatorPlanned
- 41Mortgage ltv calculatorPlanned
- 42Mortgage insurance calculatorPlanned
- 43Heloc loan calculatorPlanned
- 44Home loan principal calculatorPlanned
- 45Mortgage loan amount calculatorPlanned
- 46Negative equity loan calculatorPlanned
- 47Mortgage loan insurance calculatorPlanned
- 48Home loan daily interest calculatorPlanned
- 49Mortgage loan calculator with taxesPlanned
- 50Va home loan closing cost calculatorPlanned
- 51Mortgage loan calculator taxes and insurancePlanned
- 52Mortgage loan stamp duty calculatorPlanned
- 53Heloc loan calculator interest onlyPlanned
- 54Loan to value calculator helocPlanned
- 55Interest only equity loan calculatorPlanned
- 56Loan to value calculator home equityPlanned
- 57Balloon mortgage loan calculatorPlanned
- 58Home loan ratio calculatorPlanned
- 59Home loan dti calculatorPlanned
- 60Mortgage loan tax deduction calculatorPlanned
- 61Home loan and tax benefit calculatorPlanned
- 62Home loan top up calculatorPlanned
- 63Home loan tenure calculatorPlanned
- 64Loan to income ratio mortgage calculatorPlanned
- 65Mortgage loan closing costs calculatorPlanned
- 66Advanced home loan repayment calculatorPlanned
- 67Home loan recast calculatorPlanned
- 68Reducing home loan calculatorPlanned
- 69Split home loan repayment calculatorPlanned
- 70Adjustable mortgage loan calculatorPlanned
- 71Heloc loan payoff calculatorPlanned
- 72Mortgage vs home equity loan calculatorPlanned
- 73Refinance equity loan calculatorPlanned
- 74Home loan prepayment vs investment calculatorPlanned
- 75Home to loan value calculatorPlanned
- 76Home loan modification calculatorPlanned
- 77Home loan return calculatorPlanned
- 78Home loan step up emi calculatorPlanned
- 79Calculate construction loan interestPlanned
- 80Construction loan interest only calculatorPlanned
- 81Construction loan ltv calculatorPlanned
- 82Dscr loan for rental property calculatorPlanned
- 83Btl loan to value calculatorPlanned
- 84Desktop valuation calculatorPlanned
- 85Heloc loan interest calculatorPlanned
- 86Heloc vs auto loan calculatorPlanned
- 87Home equity loan tax deduction calculatorPlanned
- 88Home equity loan closing cost calculatorPlanned
- 89Home equity loan amount calculatorPlanned
- 90Cash out equity loan calculatorPlanned
- 91Land loan calculator with down paymentPlanned
- 92Interest only land loan calculatorPlanned
- 93Land loan closing cost calculatorPlanned
- 94Bhfl loan against property eligibility calculatorPlanned
- 95Dscr loan mortgage calculatorPlanned
- 96Dsr calculator home loanPlanned
- 97Is home loan interest calculated dailyPlanned
- 98Calculate tax rebate on home loanPlanned
- 99Home loan interest free sip calculatorPlanned
- 100Home loan calculator with subsidyPlanned
- 101Home loan tenure calculator with prepaymentPlanned
- 102Combo loan mortgage calculatorPlanned
- 103Home loan calculator with moratorium periodPlanned
- 104Home loan valuation calculatorPlanned
- 105Home loan vs investment calculatorPlanned
- 106Home loan gst calculatorPlanned
- 107Extra loan repayment and offset calculatorPlanned
- 108Calculate apr on construction loanPlanned
- 109Construction loan down payment calculatorPlanned
- 110Construction loan closing costs calculatorPlanned
- 111Construction loan calculator with landPlanned
CALCULATOR INPUTS AND METHODS
Property calculator inputs and methods
Choose the calculation that matches your question and the inputs you have. Each calculator in the mortgage and property calculators collection explains its inputs, method and result limitations.
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