How UK workplace injury claims are calculated
Under UK personal injury law, compensation comprises General Damages for pain, suffering and loss of amenity (PSLA), plus Special Damages for financial losses.
Employers Liability insurance is legally required for all UK employers, ensuring compensation is paid by the insurer rather than your employer directly.
Worked example: Moderate back injury claim
A worker suffering a moderate back injury with £4,500 in lost earnings and £1,200 in medical and care costs receives general damages of £26,000 (midpoint of £13,500 to £38,500 JCG bracket) plus £5,700 in special damages, for a total estimated claim of £31,700.
Inputs for the accident at work claim calculator
Injury Body Part
The anatomical area injured in the workplace incident.
Severity Level
Prognosis and duration of recovery (minor, moderate, or severe).
Past Lost Earnings
Actual net take-home pay lost during absence from employment.
Future Lost Earnings
Projected loss of income if unable to perform previous duties.
Medical & Care Costs
Private medical treatment, physiotherapy, prescription fees, and care expenses.
CALCULATOR QUESTIONS
Accident at work claim calculator questions
Can my employer fire me for making a work accident claim in the UK?
No. Dismissing or treating an employee unfavourably for pursuing a legitimate personal injury claim is unlawful and constitutes unfair dismissal under UK employment law.
What is the time limit for making a work injury claim in the UK?
Under the Limitation Act 1980, you have three years from the date of the accident (or date of knowledge) to initiate a formal legal claim.