US data breach compensation laws
In the United States, data breach settlements compensate victims for documented lost time (typically $20 to $25 per hour) spent freezing credit and changing credentials, plus out-of-pocket fraud losses.
Under the California Consumer Privacy Act (CCPA § 1798.150), consumers can recover statutory damages between $100 and $750 per incident for breaches of sensitive non-encrypted personal information.
Worked example: US data breach claim
A consumer affected by an unencrypted SSN breach qualifying for mid-range CCPA statutory damages ($500) who spent 8 documented hours remediating accounts ($200 at $25/hr), incurred $450 in fraud losses, and spent $180 on credit monitoring receives a total estimated claim of $1,330.
Inputs for the data breach compensation US calculator
Breach Type
Classification of breach (general settlement or sensitive unencrypted CCPA data).
Documented Hours
Hours spent placing credit freezes, disputing charges, and updating passwords.
Unreimbursed Losses
Fraudulent bank charges and identity theft expenses not refunded by banks.
Credit Monitoring
Out-of-pocket expenses paid for credit monitoring and restoration plans.
CALCULATOR QUESTIONS
US data breach settlement calculator questions
What is the CCPA statutory damage amount per person?
California Civil Code § 1798.150 establishes statutory damages between $100 and $750 per consumer per incident, or actual damages, whichever is greater.
How do I claim money from a US data breach class action?
When a settlement fund is approved, affected consumers submit a claim form online detailing documented lost time and unreimbursed losses to receive a check.