What lenders check
Motorbike finance lenders run a credit check and look at your income and outgoings. Your credit history affects the rate and whether you're accepted.
Worked example
£200 a month at 9% over 36 months would finance about £6,289.36, with £910.64 of interest. Add your deposit to see the bike price you could afford.
Before you buy
Remember insurance, kit and servicing.
This is an estimate. Lenders make their own decision based on your full circumstances and credit history.
Inputs for the bike loan eligibility calculator
Monthly payment you can afford
What you could comfortably repay each month after your other outgoings.
Interest rate (per year)
The annual interest rate on your finance. The rate shown is only an example, so enter the rate from your quote.
Term
How many months you'd repay over.
CALCULATOR QUESTIONS
Bike loan eligibility calculator questions
How much bike finance can I get?
Enter a monthly payment you can afford above to see the amount.
Does my credit history matter?
Yes, for both acceptance and rate.
Should I add my deposit?
Yes. Add it to the amount financed to get the bike price.
Is this a guarantee?
No. The lender decides.