MONEY & PLANNING
Loan calculators
Free loan calculators for repayments, interest, APR, flat and reducing rates, overpayments, affordability and eligibility.
16 tools to exploreCHOOSE YOUR STARTING POINT
Loan calculatorEssentialLoan calculator: work out the monthly repayment, total interest and total amount repayable for any loan amount, interest rate and term.Loan overpayment calculatorLoan overpayment calculator: see how much interest and time you save by paying extra on a loan, monthly or as a lump sum.Loan interest calculatorLoan interest calculator: see the total interest on a loan, the interest in the first year and how the rate and term change what you pay.Loan eligibility calculatorLoan eligibility calculator: estimate how much you could borrow from the monthly payment you can afford, the interest rate and the term.Loan APR calculatorLoan APR calculator: see how fees and payments set a loan's true APR, and compare it with the headline interest rate.Loan affordability calculatorLoan affordability calculator: see how much you can borrow for a monthly payment you can afford, and how the term changes it.Compound interest loan calculatorCompound interest loan calculator: see how compounding interest grows an unpaid loan balance over time, compounded daily, monthly, quarterly or yearly.Joint loan eligibility calculatorJoint loan eligibility calculator: estimate how much two people could borrow together from a monthly repayment you can afford between you.APR loan rate calculatorLoan rate calculator: find the interest rate and APR from a loan's amount, monthly payment and term, so you can compare loan offers like for like.Flat rate loan calculatorFlat rate loan calculator: work out repayments on a flat-rate loan and see its true APR, which is much higher than the flat rate.Actuarial loan calculatorActuarial loan calculator: work out the level monthly payment, total interest and total cost of an annuity (actuarial) repayment loan.Self-employed loan calculatorSelf-employed loan calculator: estimate how much you could borrow from a monthly repayment your business income can support.Loan calculator with lump sum paymentsLoan calculator with lump sum payments: see how a one-off payment towards your loan cuts the interest you pay and how soon it's cleared.Reducing rate loan calculatorReducing rate loan calculator: convert a flat interest rate into the equivalent reducing-balance rate and APR from the loan amount and term.Compound daily interest loan calculatorCompound daily interest loan calculator: see how much a loan balance grows when interest is added every day and nothing is repaid.Loan calculator with extra monthly paymentsLoan calculator with extra monthly payments: see how much interest and time regular overpayments save on any loan.
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IN THIS COLLECTION
Planned loan calculators
Calculators we're building next in this category.
- 01Ltv calculatorPlanned
- 02Early repayment calculatorPlanned
- 03Interest only calculatorPlanned
- 04Loan comparison calculatorPlanned
- 05Loan value calculatorPlanned
- 06Simple loan calculatorPlanned
- 07Loan balance calculatorPlanned
- 08Loan amount calculatorPlanned
- 09Balloon loan calculatorPlanned
- 10Loan protection insurance calculatorPlanned
- 11Loan to income calculatorPlanned
- 12Dscr loan uk calculatorPlanned
- 13Loan replacement calculatorPlanned
- 14Debt to loan ratio calculatorPlanned
- 15How long to repay loan calculatorPlanned
- 16Interest free loan calculatorPlanned
- 17Loan to cost calculatorPlanned
- 18Loan calculator variable interest ratePlanned
- 19Interest only balloon loan calculatorPlanned
- 20Mis sold loan compensation calculatorPlanned
- 21Accrued interest calculator loanPlanned
- 22Loan and down payment calculatorPlanned
- 23Depreciating loan calculatorPlanned
- 24Discount loan calculatorPlanned
- 25Loan prepayment penalty calculatorPlanned
- 26Loan loss provision calculationPlanned
- 27Balloon loan calculator with extra paymentsPlanned
- 28Interest only loan payoff calculatorPlanned
- 29Loan forgiveness calculatorPlanned
- 30Calculate future value of loanPlanned
- 31Loan inflation calculatorPlanned
- 32Loan calculator different interest ratesPlanned
- 33Loan rebate calculatorPlanned
- 34Simple interest only loan calculatorPlanned
- 35Loan calculator interest vs principalPlanned
- 36Loan restructuring calculatorPlanned
- 37Loan and tax calculatorPlanned
- 38Top up loan calculatorPlanned
- 39Loan return calculatorPlanned
- 40Loan to equity calculatorPlanned
- 41Combined loan calculatorPlanned
- 42Loan calculator with negative equityPlanned
- 43How to calculate non performing loanPlanned
- 44Loan fee calculatorPlanned
- 45Calculate interest on loan reducing balancePlanned
- 46Deferred loan payment calculatorPlanned
- 47Loan calculator with taxesPlanned
- 48Calculate present value of a loanPlanned
- 49Loan recast calculatorPlanned
- 50Diminishing loan calculatorPlanned
- 51Loan repayment vs investment calculatorPlanned
- 520 apr loan calculatorPlanned
- 53Loan final payment calculatorPlanned
- 54Rule of 78 loan calculatorPlanned
- 55Combination loan calculatorPlanned
- 56Loan drawdown calculatorPlanned
- 57Loan stamp duty calculatorPlanned
- 58Graduated loan calculatorPlanned
- 59Adjustable loan calculatorPlanned
- 60Combined loan to value calculatorPlanned
- 61Fixed principal loan calculatorPlanned
- 62Daily interest loan payoff calculatorPlanned
- 63Loan calculator with interest only periodPlanned
- 64Irr loan calculatorPlanned
- 65Irregular loan payment calculatorPlanned
- 66Simple vs compound interest loan calculatorPlanned
- 67Loan loss rate calculationPlanned
- 68Loan calculator with taxPlanned
- 69Loan life coverage ratio calculationPlanned
- 70Loan to value calculator pmiPlanned
- 71Loan calculator with pmiPlanned
- 72Negative amortization loan calculatorPlanned
- 73Net loan calculatorPlanned
- 74Loan npv calculatorPlanned
- 75Advance loan payment calculatorPlanned
- 76Loan calculator with interest free periodPlanned
- 77Vat loan calculatorPlanned
- 78Blended loan calculatorPlanned
- 79Calculate daily interest rate on loanPlanned
- 80Calculate apr on interest only loanPlanned
- 81Amortised cost loan calculatorPlanned
- 82How to calculate average loan sizePlanned
- 83Loan amortization calculator with start datePlanned
- 84Dscr interest only loan calculatorPlanned
- 85Dsr loan calculatorPlanned
- 86Joint loan dsr calculationPlanned
- 87Debt to income loan calculatorPlanned
- 88Loan buydown calculatorPlanned
- 89Arm loan calculator with extra paymentsPlanned
- 90Factor rate loan calculatorPlanned
- 91Interest calculated daily on a loanPlanned
- 92Compound interest only loan calculatorPlanned
- 93Loan overpayment calculator term vs amountPlanned
- 94Loan emi calculator flat vs reducingPlanned
- 95Calculate loan constantPlanned
- 96How to calculate loan default ratePlanned
- 97Loan forgiveness tax calculatorPlanned
- 98Calculating tax-shield on loanPlanned
- 99Gross loan portfolio calculationPlanned
- 100How to calculate loan recovery ratePlanned
- 101Calculating interest free loan benefitPlanned
- 102Loan calculator with feesPlanned
- 103Loan coverage calculationPlanned
- 104Loan to value deposit calculatorPlanned
- 105Loan calculator with missed paymentsPlanned
- 106Loan calculator with multiple extra paymentsPlanned
- 107Loan closing costs calculatorPlanned
- 108Loan calculator with residual balancePlanned
- 109Loan calculator pitiPlanned
- 110Loan calculator bi weekly vs monthlyPlanned
- 111Loan interest calculated daily vs monthlyPlanned
- 112Loan calculator with trade inPlanned
CALCULATOR INPUTS AND METHODS
General loan calculations calculator inputs and methods
Choose the calculation that matches your question and the inputs you have. Each calculator in the loan calculators collection explains its inputs, method and result limitations.
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