Calculate your investment growth with compounding interest in any currency. Visualize how your money grows over time.
Detailed year-by-year breakdown of your investment growth
| Year | Starting Balance | Contributions | Interest Earned | Ending Balance |
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Our Compound Interest Calculator is a sophisticated financial tool designed to help investors worldwide understand the power of compounding. Unlike basic calculators, our tool provides:
Compound interest is the addition of interest to the principal sum of a loan or deposit, or in other words, interest on interest. It's the result of reinvesting interest, rather than paying it out, so that interest in the next period is then earned on the principal sum plus previously accumulated interest.
A = P (1 + r/n)nt
Where:
Our advanced algorithm extends this calculation to include regular contributions and provide detailed year-by-year breakdowns of your investment growth.
Our calculator supports all major compounding frequencies used worldwide:
Interest is calculated once per year. This is common for long-term bonds and some savings accounts.
Interest is calculated twice per year. Often used for corporate bonds and some fixed deposits.
Interest is calculated four times per year. Common for many savings accounts and investments.
Interest is calculated twelve times per year. Used by most savings accounts and mutual funds.
Understanding the power of compounding is crucial for long-term financial planning. Here's why our calculator is indispensable:
Calculate in your local currency with automatic symbol placement for accurate financial planning.
See exactly how your investment grows each year with detailed contributions and interest earned.
Understand your investment growth through interactive charts and graphs.
Factor in monthly contributions to see how regular investing accelerates your growth.
Our calculator uses industry-standard formulas to provide highly accurate estimates. However, actual investment returns may vary based on market conditions and specific investment products. Always consult with a financial advisor for precise calculations.
Yes! Our multi-currency support makes it suitable for investors worldwide. Simply select your currency from the dropdown menu before entering your investment details.
Compounding frequency refers to how often interest is calculated and added to your principal. The more frequent the compounding, the greater your returns. Daily compounding yields higher returns than annual compounding at the same interest rate.
Regular monthly contributions significantly accelerate your investment growth through dollar-cost averaging and compounding. Even small monthly contributions can lead to substantial growth over long periods.
This calculator shows gross returns before taxes and fees. Actual returns may be lower depending on your tax situation and any investment fees. Consider these factors in your financial planning.